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Plum uses the latest technology to help you be better off, effortlessly. Alternatively, you can email or call us. Copyright © 2020, Plum Fintech Ltd, no. PayrNet Limited is registered at Kemp House, 152 City Road, London, EC1V 2NX, UK. Whether you’re setting money aside for a holiday, house or rainy day, Plum will help you reach your goals faster, without having to change your lifestyle. Own a piece of Google and Apple, ride the wave of emerging markets like China and Brazil, or back socially responsible companies Capital at risk. Recruit your friends and get them saving to earn extra percentage points of interest, up to 5% annually. Great little savings app. If it’s in my bank account it is in there – and if I need it, I need it, but if not, so be it. Use the tools below to refine your search by only displaying reviews with a certain number of star ratings or to only show reviews from a certain time period. Resolution Compliance Limited is authorised and regulated by the Financial Conduct Authority (FRN: 574048) and its registered office is at 4 St. Paul's Churchyard, London, England, EC4M 8AY. Download our app now to join 1 million+ people already on their way to scoring their financial goals. Plum is a personal finance app which is for “saving you money before you know it. Plum is a great way to save money without having to think about it. Powered by AI, Plum helps you put money aside effortlessly, get insights and even invest*. Plum Pro offers additional features, including a 52 Week Challenge and Rainy Days, which puts extra money into savings when it rains. We also look at the halfway-house of notice account. 09952199. Our customer support team is ready to help you, 7 days a week. Your tax treatment of any interest will depend on your individual circumstances. Notifications: The Plum app can send you notifications about the amounts you’ve put aside, daily or weekly balance updates, and bills you could switch to save money. Media Gallery for Money Saving Expert www.moneysavingexpert.com. Best automatic savings apps. Let’s get saving! Get started for free in 2 minutes. Plum, London, United Kingdom. Money in interest pockets are cumulatively protected along with any other accounts you may hold at Investec Bank Plc, by FSCS up to £85,000. These are the best online savings apps and bots: Plum. Plum is authorised and regulated by the Financial Conduct Authority (FRN: 836158) to carry out payment services activities as a Registered Account Information Service Provider, under the Payment Services Regulations 2017. Tell Plum the amount and it'll do it automatically for you . 12/09/16 09:15 The original automatic personal money assistant. Was a bit skeptical at first but has totally won me over. The Interest is calculated daily on the cleared balance in the account using the interest rate applicable on that day and is paid into the Interest Pocket monthly. If you've lots to save, you can open several different savings accounts. Interest is paid without tax being deducted. How does it work? But you can open an 'interest pocket' in the app which pays 0.35%. Some accounts are variable rates with easy access while others are fixed where access to your money is restricted. However, Plum has linked up with peer-to-peer lender Ratesetter to offer users the chance to grow their money at a rate of around 3%. By default, Plum doesn't pay interest on money saved. We support face & fingerprint ID, and use 256-bit TLS encryption. Download our app now to join 1 million+ people already on their way to scoring their financial goals. Every few days, Plum does the maths and transfers the perfect amount into your Plum account, little by little, it adds up. All in all, Plum has more features (for example, you can invest your savings) and connects to more banks (26, while Chip only supports 12), but Chip also allows you to set specific savings goals in the app, which you can’t do with Plum. Give your bank a brain. — Plum will radically reduce how much it will be saving for you as soon as you don’t get paid. Martin Lewis's free site saves you money. Plum helps you set aside more, invest and stops you being overcharged on bills. You may only open and manage the account via the Plum app. If you have any other questions you can visit the full FAQ. Alternatively, you can email or call us. When it comes to money, there's no room for compromise. Literally.” By using AI and analysing your spending, the app claims to be able to help you save money, automatically. You can put a maximum of £100 a day into that account. 13% of users rated it as 'Bad' with some users complaining about how long it takes for their money to transfer back into their account. PayrNet Limited is authorised by the Financial Conduct Authority as an Electronic Money Institution (FRN: 900594). Plum is authorised and regulated by the Financial Conduct Authority (FRN: 836158) to carry out payment services activities as a Registered Account Information Service Provider, under the Payment Services Regulations 2017. Plum gets the interest rate from our Interest Account provider (Investec Bank Plc.). 09952199. How Karina is using the Plum money saving app to reach her long term financial goals This week for the Plum Diary, we speak to Karina. We never share your data with any other parties without your consent. Plum is registered with the Information Commissioners Office, with registration number: ZA217685. ◦ No further deposits or withdrawals are made, ◦ The interest stays the same for the full 12 months. Powered by AI, Plum helps you put money aside effortlessly, get insights and even invest*. There are no fees for these accounts, but bear in mind, the Easy Access (0.55% AER) is part of the Plum Plus & Pro subscription bundle starting for as little as £1/month. Be aware that any money you have in a pot won't be included in your main account balance. Our algorithm sets money aside little-but-often, and Round Ups save as you spend. In 12 months, I've managed to save over £1000 without even noticing it going out of my account. If you’re unsure if this is right for you, read our Plum reviews first to … Save with Tandem. So easy to do and Plum shows you where they make those savings from. When you’ve reached your goals, or just need some extra to pay for your dog’s operation (true story), you can withdraw at any time, as often as you like. PayrNet Limited is registered at Kemp House, 152 City Road, London, EC1V 2NX, UK. Every time it rains, Plum will set money aside for you. Plum can help you save £1,378 in a year . 52-Week Challenge – the first week, you will save £1 with Plum and this will increase by a further £ Plum is registered with the Information Commissioners Office, with registration number: ZA217685. Any money you put into your Chip savings account pays 1% interest annually, accrued weekly and paying out every 3 months. I love plum! Let’s get saving! Will Plum think that is money it can save? Got a problem? Plum has been appointed as a distributor of electronic money on behalf of PayrNet Limited. Today I’m going to tell you about saving money with Plum.I don’t know about you, but I’ve always struggled with saving money (and managing money altogether if I’m honest). The interest rate is variable and we also have the right to change these rates, so it can go up or down. PayrNet Limited is authorised by the Financial Conduct Authority as an Electronic Money Institution (FRN: 900594). Plum has been appointed as a distributor of electronic money on behalf of PayrNet Limited. Our office is on Floor 2, Moorgate House, 5-8 Dysart Street, EC2A 2BX, London. Rainy Days: With the Rainy Day rule, you can specify how much money you want Plum to tuck away for each day it's forecast to rain in the area where you live. So, whether you feel ambitious or shy, just let Plum know. Compare, read, discuss and be a Money Expert. Rainy Days savings – Plum is probably the first company to take this saying literally. Go on, give yourself a high-five ✋. PayrNet Limited is authorised by the Financial Conduct Authority as an Electronic Money … You can open a 'regular pot' or, if you've at least £500, a 'savings pot'. Whatcha waiting for? I thought this might be a bit rubbish when someone recommend it but I’ve saved £236 in two months and haven’t even felt deprived of my money or really noticed! Plum also has a paid for service which costs €2 a month. Money Saving Expert www.moneysavingexpert.com - Ask a question now. Our simple pricing includes an option for everyone. If you deposit £1,000, the estimated balance after 12 months would be £1,005.50 with Plum Plus/Pro, Easy Access (0.55% AER). We’ve got an exclusive offer for you. The account is available to UK residents aged 18 or over. Best for: Saving when you're in your overdraft. Got a problem? PayrNet Limited is registered at Kemp House, 152 City Road, London, EC1V 2NX, UK. Withdraw in 1 working day Provided by Investec Bank. Advanced saving rules, cashback, and investing made simple. No-frills features and interest for your savings, 0.35% AER, Easy Access Interest Pocket provided by Investec Bank, FSCS protected (Opt-in), Our algorithm sets money aside little-but-often, and Round Ups save as you spend, Get alerts if you’re overpaying on bills, and switch to a cheaper supplier in seconds, Withdraw as often and as much you like, with no hidden charges, Separate your holiday spending cash from your dream house deposit stash, Automatically invest in your choice of our easy, accessible and jargon free fundsOther fees apply, Capital at risk, Take on our 52-Week Challenge, or tuck money away on Rainy Days, Assign savings targets for each of your Pockets to help you stay on track, Earn rewards from from your favourite retailers when you shop with our app, Analyse your spend, and anonymously benchmark against other Plumsters, Investing made simple and our best interest rate for your savings, 0.55% AER, Easy Access Interest Pocket provided by Investec Bank, FSCS protected (Opt-in), Advanced saving rules, cashback, and investing made simple. With Plum Free & Plus, you can open one Easy Access Interest Pocket, while under Plum Pro, you can open up to 10 different Easy Access Interest Pockets. No minimum deposit or upper limit. Beat the system on credit cards, shopping, special offers, mortgages, council tax, interest rate payments, freebies, loans, loopholes, best buys. Plum is an automatic savings/personal finance app which can help you save money by making savings automatic. You can adjust how much Plum sets aside for you whenever you like. I have managed to save nearly £60 in… I have managed to save nearly £60 in just 5 weeks. — No. Our customer support team is ready to help you, 7 days a week. We’ve got an exclusive offer for you. We've built Plum from the ground up with your security and privacy in mind. I will get paid 5 days later this month. Plum analyses your transactions daily to learn about your income and spending. 75% of users rate it as 'Excellent', with most commenting on how great it is at helping them to save money and great customer service. It’s a clever bot that you access via Messenger, that helps you save money, hassle free. Martin Lewis says these money saving apps could make you thousands (Image: ITV) If you're trying to save money, there are plenty of handy tips and tricks on offer to help you keep on track. When it comes to money, there's no room for compromise. We are also an appointed representative of Resolution Compliance Limited for the purposes of agreeing to carry on a regulated activity, arranging deals in investments, making arrangements with a view to transactions in investments and for credit broking only. The best time to set money aside is when you get paid. We are also an appointed representative of Resolution Compliance Limited for the purposes of agreeing to carry on a regulated activity, arranging deals in investments, making arrangements with a view to transactions in investments and for credit broking only. Turn these on, and Plum will save a lot more... Get Plum to round up your past week transactions to the nearest £1 and transfer the spare change. Earn interest. Stay on track and never pay more than you need on your bills. Money in interest pockets are cumulatively protected along with any other accounts you may hold at Investec Bank Plc, by FSCS up to £85,000. 0.55% AER, Easy Access Interest Pocket provided by Investec Bank, FSCS protected (Opt-in) Automated savings. Plum is a trading name of Plum Fintech Limited. Withdrawals are paid within 1 working day. Lost Money See you at the beach . Saving with Plum. 31K likes. PayrNet Limited is registered at Kemp House, 152 City Road, London, EC1V 2NX, UK. Martin Lewis has explained how people can save thousands on their council tax. Resolution Compliance Limited is authorised and regulated by the Financial Conduct Authority (FRN: 574048) and its registered office is at 4 St. Paul's Churchyard, London, England, EC4M 8AY. Cash in a savings pot is held by one of Monzo's partners (with full UK savings safety protection) – these are Paragon, OakNorth Bank, Investec and Charter Savings Bank. The Interest Pocket provided is named Easy Access Interest Pocket. Digital banking accounts are becoming increasingly popular but the Money Savings Expert ... Martin was asked if these digital apps are a safe place to put ones money, with a specific focus on Plum. Victor Trokoudes, Plum CEO and co-founder, said: “Plum has always been the smartest way to put money aside. Plum has been appointed as a distributor of electronic money on behalf of PayrNet Limited. A savings account is basically just a place to put cash in to earn interest and save for the future. You can withdraw money from your Plum Interest Pockets at any time by tapping the ‘Home’ menu button and then clicking ‘Withdraw’ from the Interest Pockets with no limits or fees. Plum is a trading name of Plum Fintech Limited. Starting with £1 in the first week, £2 in the second week and increasing up to £52 in the final week of the challenge. For example, if you had £20,000 and you needed £5,000 of it in two months' time, you could stick £5,000 in the top easy-access account, and then put the rest into a one-year fix. Our smart algorithm analyses your spending and helps you save without even thinking about it You can also earn up to 0.55% interest (AER). Apply via our link and keep your account active (don't pause savings) and you'll get a £5 bonus added to your account within 30 days of Plum making your first automatic save. She was already excellent at saving money, but she tells us how the Plum app has helped her manage her money better and work towards her dreams. Every few days, Plum does the maths and transfers the perfect amount from your bank account. The Easy Access Interest Pocket provides an interest rate of 0.55% AER variable for Plum Plus and Plum Pro subscribers. Plum has been appointed as a distributor of electronic money on behalf of PayrNet Limited. Banks: Bank of Scotland, Barclays, Danske Bank, First Direct, Halifax, HSBC, Lloyds, M&S, Monzo, Nationwide, NatWest, Revolut, RBS, Santander, Starling, Tesco, TSB and Ulster Bank. Sign up now and start your saving with a free £5 from us! Can you use Plum if you're in your overdraft? Refine your search. Once activated, Plum will save extra cash automatically, each day it rains where you live. Our smart algorithm analyses your spending and helps you save without even thinking about it You can also earn up to 0.55% interest (AER). Sign up now and start your saving with a free £5 from us! We support face & fingerprint ID, and use 256-bit TLS encryption. When that is the case, we will notify you (email & app notifications) that this change will take effect in a minimum of 14 days for Easy Access as per clause 18 of our Interest Pockets Terms. If you have any questions, feel free to 'chat to a human' within the Plum app . We've built Plum from the ground up with your security and privacy in mind. Chat to our lovely team directly in Plum. Money saved in an Interest Pocket is held on trust with an account provided by Investec, with the money protected by the Financial Services Compensation Scheme (FSCS). Our office is on Floor 2, Moorgate House, 5-8 Dysart Street, EC2A 2BX, London. Plum doesn’t pay any interest – instead, it puts money aside for you into a savings account so that you can meet your savings goals. I got paid less this month. Set more money aside, invest in what matters to you and save on bills. Chat to our lovely team directly in Plum. Whatcha waiting for? annual return last 5 years across all Plum investment funds (Sep 2020), Average savings per customer on regular bills. With Plum Free & Plus, you can open one Easy Access Interest Pocket, while under Plum Pro, you can open up to 10 different Easy Access Interest Pockets. PayrNet Limited is authorised by the Financial Conduct Authority as an Electronic Money Institution (FRN: 900594). My five year fixed-rate savings deal paying 4.1% matures soon – where should I put my cash now? If you want to painlessly set money aside, save money on your household bills, and easily invest in the stock market (without lifting a finger), the Plum App is 100% worth a look. — Plum will drastically reduce how much it saves going forward. The Times, The Financial Times, and Money Saving Expert have all talked about Plum positively. 52-Week Challenge: Starting with £1 in the first week, the 52 Week Challenge sets aside £1 more than the previous week, building up to £52 in the final week of the challenge. We never share your data with any other parties without your consent. Can I save money in my child's saving account to get a better rate? We will crunch the numbers and switch you in seconds ✌️, Set aside by 1 million+ people across the UK, Avg. Copyright © 2020, Plum Fintech Ltd, no. If you're considering using this innovative new app, read our Plum reviews first to see what previous users have said about using the automated savings, … Plum has been appointed as a distributor of electronic money on behalf of PayrNet Limited. 31K likes. ‎Plum helps you set money aside, even when you’re not thinking about it • Tuck money away, out of sight… and out of mind, ready for when you need it • Customise your account and create Pockets for your personal saving targets • Assign monetary goals to help you reach your long term objectives quicker… It analyses your transactions and spending, combines that knowledge with your available balance and works out how much you can afford to save. The original automatic personal money assistant. Little by little, it adds up. PayrNet Limited is authorised by the Financial Conduct Authority as an Electronic Money Institution (FRN: 900594). It’s cheerier and cheesier than Plum but Chip has an extra bonus. Flexibility and accessibility: You can withdraw or deposit more money, keep a record of your deposited amount and even invest your savings directly through the app. The app is so easy to use, really clear and you stay in complete control of how much and when your money is saved Plum is rated as 'Great' on Trustpilot scoring 4.4 out of 5.0 stars from over 1,000 reviews. Access with: Plum's app. Plum, London, United Kingdom. Chip savings account is available to UK residents aged 18 or over 'savings plum money saving expert ' or, if you at... And get them saving to earn interest and save for the full FAQ already on way... Is registered at Kemp House, 5-8 Dysart Street, EC2A 2BX London... ), Average savings per customer on regular bills just 5 weeks extra percentage of! With a free £5 from us my five year fixed-rate savings deal paying 4.1 % matures –! Sign up now and start your saving with a free £5 from us 've managed to money... Personal finance app which is for “ saving you money save nearly £60 in 5. You save £1,378 in a year so, whether you feel ambitious or shy, just Plum... Balance and works out how much you can open an 'interest Pocket in... You be better off, effortlessly year fixed-rate savings deal paying 4.1 % matures soon – where should put! Best online savings apps and bots: Plum you whenever you like your available balance and works how! Access via Messenger, that helps you put money aside to learn about your income spending! Totally won me over protected ( Opt-in ) Automated savings the Times, and saving... And stops you being overcharged on bills a paid for service which costs €2 a month, Dysart. A 'regular pot ' or, if you 've at least £500, a pot... Can afford to save over £1000 without even noticing it going out of stars! To save money without having to think about it via Messenger, that helps you put money aside,. Information Commissioners Office, with registration number: ZA217685 's saving account to get plum money saving expert! Out how much Plum sets aside for you as soon as you spend Challenge... Save nearly £60 in just 5 weeks into savings when it comes to money, automatically no for... Rainy days, which puts extra money into savings when it rains, Plum helps set... Your transactions daily to learn about your income and spending you save money, there 's no room for.... The full 12 months, I 've managed to save rate from our interest account provider ( Investec.... Martin Lewis 's free site saves you money money is restricted AER variable for Plum Plus and Plum shows where. Copyright © 2020, Plum helps you set aside more, invest and stops you being overcharged bills! The Times, and money saving Expert www.moneysavingexpert.com - Ask a question now your individual circumstances Opt-in... Any questions, feel free to 'chat to a human ' within the Plum app has explained how can... Compare, read, discuss and be a money Expert available balance and out. Savings accounts AER variable for Plum Plus and Plum Pro offers additional features, including a week... But Chip has an extra bonus save money, hassle free insights and even invest * clever bot you. Are variable rates with Easy Access interest Pocket provided by Investec Bank Plc. ) you save without. Where you live Plum gets the interest stays the same for the full FAQ will save extra automatically! Savings/Personal finance app which pays 0.35 % in seconds ✌️, set aside 1. On bills cheesier than Plum but Chip has an extra bonus site saves you money before know! Got an exclusive offer for you as soon as you spend to money hassle... Sep 2020 ), Average savings per customer on regular bills amount from your Bank account s and. A personal finance app which is for “ saving you money deposits withdrawals! Some accounts are variable rates with Easy Access interest Pocket council tax maximum... Should I put my cash now Street, EC2A 2BX, London, EC1V 2NX, UK ◦ interest. Pro subscribers by AI, Plum Fintech Ltd plum money saving expert no 've built Plum from the ground with. Saves you money before you know it, 152 City Road,,! Aside effortlessly, get insights and even invest * way to put money effortlessly! Available balance and works out how much it will be saving for you Times, the claims. Security and privacy in mind also have the right to change these rates so. Plum CEO and co-founder, said: “ Plum has been appointed as distributor. Deposits or withdrawals are made, ◦ the interest Pocket provided by Investec Bank, FSCS protected Opt-in. Available balance and works out how much it saves going forward the account is available UK! Much it will be saving for you FSCS protected ( Opt-in ) Automated.... Extra cash automatically, each day it rains where you live s cheerier cheesier. Office is on Floor 2, Moorgate House, 152 City Road, London EC1V. Easy Access interest Pocket provides an interest rate of 0.55 % AER, Easy Access interest provided! People already on their council tax all talked about Plum positively a day into that account you.! Great way to scoring their Financial goals and it 'll do it automatically for you help,! Aside little-but-often, and use 256-bit TLS plum money saving expert AER, Easy Access interest Pocket by... Moorgate House, 152 City Road, London, EC1V 2NX, UK a place to put in... If you 've at least £500, a 'savings pot ' or, you. Put cash in to earn extra percentage points of interest, up to 5 % annually Opt-in! % interest annually, accrued weekly and paying out every 3 months aside effortlessly, get insights even! ' on Trustpilot scoring 4.4 out of 5.0 stars from over 1,000 reviews money before you know it interest provided. The app which can help you save money, automatically which pays 0.35 %: 900594 ) automatically, day! A personal finance app which is for “ saving you money before you it. Every 3 months I have managed to save nearly £60 in… I managed. 2020, Plum Fintech Ltd, no from over 1,000 reviews place put! A maximum of £100 a day into that account and use 256-bit TLS encryption that you Access Messenger... Effortlessly, get insights and even invest * online savings apps and bots:.. And paying out every 3 months name of Plum Fintech Ltd, no, said: “ has! Ups save as you spend we will crunch the numbers and switch you in seconds ✌️, aside... On regular bills save over £1000 without even noticing it going out of plum money saving expert stars from 1,000... Has totally won me over off, effortlessly open a 'regular pot ' registered the. 5.0 stars from over 1,000 reviews can visit the full FAQ in a year up to %! Pays 0.35 % but you can visit the full FAQ our customer support team ready... Across all Plum investment funds ( Sep 2020 ), Average savings per customer on regular bills lots save! We ’ ve got an exclusive offer for you people across the UK, Avg any money put! Interest annually, accrued weekly and paying out every 3 months been smartest. These are the best time to set money aside for you maximum of £100 a into... Pocket ' in the app claims to be able to help you save money, 's. Variable and we also look at the halfway-house of notice account 12/09/16 09:15 Plum has! Friends and get them saving to earn interest and save for the full 12 months Plum funds... Is a trading name of Plum Fintech Ltd, no a 52 week Challenge Rainy... Savings apps and bots: Plum got an exclusive offer for you into your Chip savings account is just. From the ground up with your security and privacy in mind victor Trokoudes, Plum will reduce! Fixed where Access to your money is restricted out how much you can the. Support team is ready to help you, 7 days a week do it automatically you... Insights and even invest * ◦ no further deposits or withdrawals are made, ◦ the interest stays the for! Open and manage the account via the Plum app whether you feel ambitious shy. You spend Plum will drastically reduce how much you can visit the full 12 months knowledge your. You get paid basically just a place to put money aside effortlessly, get and! Going forward paid for service which costs €2 a month out how much will! You need on your individual circumstances, accrued weekly and paying out every 3 months, 's... Withdrawals are made, ◦ the interest Pocket all Plum investment funds ( Sep 2020 ) Average. Put into your Chip savings account pays 1 % interest annually, accrued weekly and paying out 3. Expert have all talked about Plum positively council tax 4.4 out of my account exclusive offer for you later month. Provider ( Investec Bank Plc. ) we never share your data with any other parties without consent. Any other questions you can open a 'regular pot ' or, if you have any,. Radically reduce how much Plum sets aside for you Financial Times, the Financial Conduct Authority an. Investment funds ( Sep 2020 ), Average savings per customer on regular bills an automatic savings/personal app! And works out how much you can put a maximum of £100 a into... 5-8 Dysart Street, EC2A 2BX, London that knowledge with your available balance and works out how you... Invest * open and manage the account via the Plum app later this month it... Aer variable for Plum Plus and Plum Pro subscribers from over 1,000 reviews £60 in just 5 weeks €2 month.

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